Is Uninsured/Underinsured Motorist Coverage Really an Important Part of My Automobile Policy?

This is an extremely important coverage to protect you and your family. While liability coverage on your policy is the limit that your insurance company could pay in the event that an accident is your fault, uninsured/underinsured coverage protects you and your family in the event that you are involved in an accident with someone who is at fault and who either has no insurance coverage, or minimum insurance coverage. In most jurisdictions, the law requires that your company sell you uninsured/underinsured coverage in the same limits as your liability coverage, and it is essential that you carry the same limits as your liability coverage.